Your wallet is the balance
The card is linked to the FOMO wallet you connect. Whatever is in it is what you can spend.
Powered by Whop
The omo card.
Spends from your FOMO wallet.
A virtual card you create right here. Connect your FOMO wallet and your Whop account, and the card is issued on the spot. It pays straight from your wallet, so there is nothing to fund and nothing to top up.
omoVIRTUAL
4242 8310 5567 0824
Card holderFOMO HOLDERExpires09/29Powered byWHOP
WHOP
Midnight
Get your card
Two connections. One card.
1
Connect your FOMO walletThe card spends from this wallet.Not connected
Connected2
Connect your Whop accountWhop issues the card and checks your identity.Not connected
Connected3
Create your virtual cardIssued instantly. Ready for Apple Pay and Google Pay.Virtual card
IssuedPreview: Whop sign-in is not switched on yet, so this creates a sample card on this device. A sample card cannot be used to pay.
Your card is ready. Open your account โ
How it works
No funding. No top-ups.
It just spends your wallet.
You tap, it pulls
When you pay, the exact amount is taken from your wallet and settled with the shop in their currency.
The rest keeps earning
Nothing sits on the card. Everything you have not spent stays in your wallet, earning while you trade.
The card
Everything a bank card does.
Funded by a dollar that pays you.
Spend anywhere cards are accepted
Coffee, rent, flights, subscriptions. Online and in store, through your phone.
Apple PayGoogle PayTap to payOnline
Earn while you spend
There is no card balance to drain. Your wallet keeps earning right up to the tap.
โAPY on fUSD, up toVirtual, instant
The card is virtual only. It exists the moment you create it, and it is ready for Apple Pay and Google Pay.
Freeze and unfreeze
Lock the card from your account any time. Set your own limits.
Issued by Whop
Identity checks, card issuing, and settlement are handled by Whop's neobank. omo handles the fUSD.
Details
The fine print, up front.
| Issuer | Whop neobank |
| Spends from | Your connected FOMO wallet, directly |
| Funding | None needed. No top-ups. |
| Card type | Virtual only |
| Wallets | Apple Pay, Google Pay |
| Identity check | Handled by Whop when you connect your account |
| Fees and limits | Set by Whop and shown before you confirm your card |
| Availability | Wherever Whop issues cards. Shown at signup. |
Card FAQ
Questions people ask first
Who actually issues the card?
Whop. The omo card runs on Whop's neobank. You connect your Whop account here and the card is issued through it.
Do I need a Whop account?
Yes. You connect it on this page. If you do not have one, Whop lets you create it during the connect step.
Do I have to fund the card?
No. The card spends directly from your connected FOMO wallet. There is no separate card balance and nothing to top up.
Is there a physical card?
No. The omo card is virtual only. Add it to Apple Pay or Google Pay to tap in shops.
Does my money still earn?
Yes. Nothing moves until you pay, so your wallet keeps earning the whole time.
What are the fees?
Card fees and limits are set by Whop and shown to you before you confirm the card. omo does not add a fee on top for funding it.
Get your card in minutes
Connect your FOMO wallet, connect Whop, and start spending.