$OMO is live: the omo token. Hold it to boost your borrow limits and earn a share of protocol fees. Know more β†’
Introducing fUSD

The first stablecoin
for FOMO.

fUSD is a dollar built for your FOMO account. It earns while you trade, backs a loan when you need one, and spends anywhere with the omo card. Always redeemable one to one.

Get fUSDSee what backs it
Put your FOMO to work

Don't let your balance
just sit in FOMO.

Earn while you trade. Borrow against your biggest positions. Spend it all with one card. Your FOMO balance should be working as hard as you do.

Start earningBorrow against positions
omo card

Spend your FOMO wallet
anywhere.

A virtual card that spends straight from your FOMO wallet. No top-ups, no moving money around. Connect Whop, get your card in minutes, tap to pay.

Get the omo cardSee how it works
Borrow

Borrow against your
biggest positions.

Don't sell the bag to get liquid. Put it up, draw USDC to your FOMO wallet in the same block, and keep trading with the loan.

Borrow USDCSee the markets
β€”
Reserves
β€”
fUSD in circulation
β€”
USDC borrowed
β€”
APY on fUSD, up to

Not live yetThese numbers are read from Solana. They fill in the moment the protocol is deployed.

Mint fUSD

1 USDC = 1 fUSD

Earn while you trade. Park idle dollars in fUSD and they pay you every block.

Earns per year at up to β€” APY+$1,640.00
Earns per day+$2.30
Get fUSD

Illustrative. APY is variable.

Borrow against your biggest positions

Live prices

Put up a coin from your FOMO account, get USDC. No selling.

Collateral valueβ€”
Borrow rateβ€”
Borrow USDC

Illustrative until your wallet is connected.

Borrow markets

Trending on FOMO

See all markets

How it works

Earn while you trade.
Borrow while you hold.

Mint

Deposit USDC, USDT or USDG and receive fUSD one to one. No fees on the first million minted.

Earn

Yield accrues to your balance every block. No staking, no claiming. Want more? Deposit into sfUSD for a boost.

Spend

Tap the omo card. fUSD settles at checkout in local currency and keeps earning until the exact moment you pay.

Why fUSD

Your balance in FOMO earns nothing.
The same balance in fUSD pays you.

Between trades, your dollars just sit there. Move them into fUSD and they earn every block, back a loan, and pay for things, without ever leaving FOMO.

$10,000 left idle in FOMO for a year+$0
$10,000 held in fUSD for a yearβ€”
Earns while you tradePays you every blockBorrow without sellingSpend it with a cardBack to USDC any timeStays at one dollar
Held in fUSDyour balance, working
β€”APYAutomatic, nothing to claimUse it as collateralomo card, straight from your walletOne to one, instantlyYes
Left idle in FOMOyour balance, waiting
0%NothingYou have to sell firstWithdraw to a bank firstAlready USDCYes
Move my balance into fUSDSee what backs it

FAQ

Frequently asked questions

What is fUSD?

fUSD is a fully collateralized stablecoin native to FOMO. Every fUSD is backed by at least one dollar of reserves held in audited onchain vaults, and it accrues yield to your balance automatically.

Why move my USDC into fUSD?

USDC sitting in a wallet earns nothing. fUSD is backed the same way but earns the interest that borrowers pay. You can redeem back to USDC any time from the Mint page.

Where does the yield come from?

Reserves are held in short-dated US treasury bills, an instant-redemption USDC pool, and overcollateralized lending markets on FOMO. Protocol revenue is distributed to holders every block. The APY is variable and shown live on this page.

How does fUSD hold its peg?

fUSD is redeemable one to one for USDC directly from the protocol at any time. If it ever trades below a dollar, arbitrage restores the peg. Reserves are always at or above 100% and visible onchain.

Can I borrow instead of selling?

Yes. Put up a coin from your FOMO account as collateral and borrow USDC against it. You keep the position and pay interest on what you borrow.

How do I get the omo card?

On the Card page, connect your FOMO wallet and your Whop account. Your virtual card is issued right there and spends straight from your wallet. There is nothing to top up.

Is fUSD audited and open source?

Contracts are open source and audited before every release. Audit reports and proof of reserves are linked in the documentation.

Don't let your balance just sit in FOMO.

Earn while you trade, borrow against your biggest positions, and spend from your wallet with the omo card.

Get fUSDGet the card